Gusto is an online payroll software.

It is also a human resource (HR) administration platform.

It will suit startups and small businesses.

It takes the toughest parts of payroll processing off your hands.

It also helps with benefits administration.

It does payroll for employees and contractors.

It also provides employee benefits such as health, retirement, and more.

Gusto helps with automated charitable donations and has a wallet.

This helps employees to have more control over how and when to use their money.

Advantages

It is an easy-to-use employee and contractor payroll.

It has automatic tax filing and compliance guidance.

Gusto centralizes HR and accounting data and documents.

It is good value for money.

It has an integrated free checking and high-yield savings account.

It can give a paycheck advance to employees.

It is very popular. It boasts high ratings on review sites.

It is a respected brand name.

It is easy to use.

It is simple enough to use even if you aren’t tech-savvy.

Gusto is a full-service payroll.

It is designed to grow with startups and small businesses.

It comes with your choice of automated or manual payroll.

It is suitable for both employees and contractors.

It has employee or contractor self-service profiles.

It provides for employee onboarding benefits administration and automated payroll.

The benefits administration includes:

It provides for the purchase of group health, dental, and vision insurance plans.

Employees will be able to opt in or out of benefits.

You can also administer flexible spending accounts and health savings accounts.

It can manage a commuter stipend or company car perks.

You can purchase employee life insurance plans through Gusto.

You can administer benefits with the program.

Employees can opt in or out of the benefit through the platform.

It can administer a variety of retirement plans.

You can add custom benefits to your employees’ paychecks.

For instance, housing or wellness stipends.

The software will automatically track and tax them accordingly.

It provides time tracking.

Turn on the time-tracking app in Gusto to let employees and contractors track their hours.

That makes it easy to run payroll tied to an hourly rate.

It is fully tax compliant.

It creates and distributes forms for tax returns.

It can automatically file a new hire report when you hire them.

Gusto even offers to help you stay compliant with local labor laws with its labor law poster store.

You can print labor law posters to post for on-site employees.

You can send e-notices to remote employees. The service keeps you updated.

It will automatically alert employees of any changes to the law to keep you compliant.

Gusto integrates simply with the most popular accounting software.

Including QuickBooks, FreshBooks, and Sage.

As well as with hundreds of other business apps and software.

Which you might be already using.

Like hour tracking, record-keeping, employee training, or performance reviews.

Safety and Security

Gusto prides itself on its security features.

Gusto’s tech teams regularly test its software to prevent problems and outages.

It has an on-site security team ready to take action in case any issues arise.

Gusto uses industry-standard encryption to keep data secure.

It monitors your account. It will alert you when it suspects any fraudulent activity has taken place.

Customer Service and Support

Gusto customers can contact customer support via chat, email, or phone.

Gusto’s phone support is only available Monday through Friday from 7 a.m. to 6 p.m.

MT. Customers on the Premium plan get access to priority support.

They can skip the queue when they call.

Disadvantages

Per-person pricing gets costly at scale

Its monthly pricing structure makes it less cost-effective than some of its competitors

If you have any international employees or contractors, you’ll need to manage their payments and reporting separately.

That could become a nightmare with a large workforce.

It has no invoicing or accounts receivable features.

Gusto doesn’t offer any accounting or billing features.